Douglas County Housing Partnership provides housing counseling resources to help residents make informed decisions about homeownership, foreclosure prevention, reverse mortgages, financial readiness, and long-term housing stability. As a HUD-approved Housing Counseling Agency, DCHP supports Douglas County residents with education and guidance designed to help them better understand their housing options.
Whether you are preparing to buy your first home, facing mortgage challenges, exploring reverse mortgage counseling, or looking for trusted housing education, DCHP can help connect you with information and next steps.
Housing Counseling Services
DCHP provides counseling and education related to several housing needs, including pre-purchase counseling, foreclosure prevention, reverse mortgage counseling, and financial literacy. These services are designed to help residents understand their options, ask informed questions, and prepare for important housing decisions.
Housing counseling may include support with:
- Homebuyer education and pre-purchase counseling
- Budgeting, credit, and financial readiness
- Mortgage delinquency and default resolution counseling
- Foreclosure prevention resources
- Reverse mortgage counseling
- Housing planning and next steps
Homebuyer Education
DCHP offers a free Homebuyer Education Class for residents who want to better understand the home-buying process before signing a contract. The class covers topics such as budgeting, credit scores, loan applications, loan products, selecting a Realtor, real estate contracts, appraisals, insurance, home inspections, home maintenance, and foreclosure prevention.
This education can be especially helpful for first-time homebuyers preparing to purchase a home in Douglas County or those who want to learn more about the responsibilities of homeownership.
Foreclosure Prevention and Mortgage Support
For homeowners facing mortgage challenges, DCHP provides counseling resources related to foreclosure prevention and mortgage delinquency. HUD’s housing counseling listing identifies DCHP services as including mortgage delinquency and default resolution counseling, as well as financial, budgeting, and credit workshops.
If you are worried about falling behind on your mortgage or need help understanding your options, contacting DCHP early may help you identify possible next steps.
Reverse Mortgage Counseling
DCHP offers HUD-certified counseling required for residents interested in obtaining a reverse mortgage, also known as a Home Equity Conversion Mortgage, or HECM. A reverse mortgage is generally available to homeowners age 62 or older and uses a portion of the home’s equity as collateral.
Reverse mortgage counseling can help homeowners understand how the program works, what questions to ask, and what responsibilities may come with this type of loan.
Financial Literacy and Housing Readiness
Housing counseling is not only for residents who are ready to buy a home. DCHP also provides counseling resources related to financial literacy, budgeting, credit, and housing readiness. These services can help residents strengthen their financial foundation and better prepare for future housing decisions.
Contact DCHP for Housing Counseling
If you need housing counseling or are not sure which service is right for your situation, contact Douglas County Housing Partnership. A team member can help direct you to the appropriate housing counseling resource or provide information on programs.
Douglas County Housing Partnership
9350 Heritage Hills Circle
Lone Tree, Colorado 80124
Main Phone: 303-784-7857
Housing Counselor: 303-784-7859
Email: sdaugherty@douglas.co.us