Reverse Mortgage

DCHP offers HUD certified counseling required for persons interested in obtaining a reverse mortgage.  A Reverse mortgage, also called Home Equity Conversion Mortgage (HECM), is a loan for people above the age of 62 that uses some percentage of a home’s equity as collateral in exchange for cash to the borrower most often in monthly payments. Typically, the loan is not repaid until the last surviving homeowner permanently moves from the home or passes away.  To request required counseling, call

303-784-7859