Loan Package Checklist
- First Time Homebuyer Class Certificate
- 1003 – Loan Application
- Loan Estimate
- Truth In Lending
- 1008 – If Applicable
- DU or LP Findings
- Pay Stubs – 2 consecutive months
- Bank Statements – 3 consecutive months
- W-2s – last 3 years
- Federal Income Tax Returns – last 3 years
- Tri-Merge Credit Report – with Letters of Explanation for significant issues
- Title Commitment
- Appraisal
- Closing Disclosure
