STEP 1:
Attend a FREE First-Time Home Buyer Class*
Must attend a CHFA approved class in person.

STEP 2:
Complete a loan application with one of our Approved Lenders
Lender must submit Shadow Package to DCHP.

STEP 3:
Meet with DCHP to determine eligibility
Checklist – guidelines/qualifications

STEP 4:
Choose a Real Estate Agent and select your home in Douglas County

STEP 5:
Close the home purchase transaction and
MOVE IN!

The downpayment assistance is in the form of a second mortgage.  Payments begin immediately and the funds may only be used for downpayment, no closing cost assistance.  Borrowers have a choice of either (a) a 15 year loan term which will carry an interest rate of three percent below the 10-year Treasury Index (but no lower than a 1% interest rate), or (b) a 30 year loan term which will carry an interest rate of one percent below the 10-year Treasury Index (but no lower than a 3% interest rate).

Income Qualifications:

The maximum income to qualify for the First-Time Homebuyer Program:

* Securing a signed sales contract prior
to attending the First-Time Homebuyer
Class or meeting with the Douglas County
Housing Partnership will void eligibility
for assistance.

Douglas County Housing Partnership
9350 Heritage Hills Circle
Lone Tree, Colorado 80124

303-784-7857 Homeownership
303-784-7824 Administration
303-784-7856 Foreclosure